Safeguard the path to your financial
future with insight and expertise.
Discover HowDiscover How
For over 35 years, our clients have trusted us to look out for their best interests.

WHAT WE DO

WE ESTABLISH WHERE YOU ARE AND WHERE YOU WANT TO GO  IN ORDER TO DETERMINE HOW BEST TO AVOID ROAD BLOCKS ALONG THE WAY.

Set
Goals

We get to know each other. Determine your goals and financial concerns.

Review Financial Health

Review your current portfolio, tax filings, retirement plan, estate plan and insurance coverage.

Customized Strategy

Develop your customized comprehensive financial strategy and investment portfolio.

Accountability Coach

We keep the conversation going. Staying in touch regularly and keeping you up to date.

 

 

What you don’t know could cost you what you have been working so hard to attain. We uncover hidden risks that would set you back from reaching your financial goals.

Investment Management Tax Planning Retirement Planning Estate Planning

– High cost investments
– Concentrated positions

– Inappropriate allocations
– Inefficient asset location

– Unrealistic expectations
– Current portfolio not designed to meet goals
– Insufficient funding

– Cost of living adjustments
– Health issues

– Incorrect or lack of beneficiary designation
– Outdated wills & trust documents
– Unintended plan for children from previous marriage

– Inappropriate plan for special needs children
– Inefficient use of estate tax exemptions
– Opportunity to make annual gifts

– Missed deductions
– Unnecessary taxation of capital gains
– Tax inefficient charitable contributions

– Roth conversion opportunity
– Opportunity to shift income to lower brackets

Scroll over titles above for potential hidden opportunities/risks.

  • College Planning
  • Risk Management
  • Tax Planning
  • Charitable Planning
  • Next Gen Planning
  • Investment Management
  • Cash Flow Management
  • Retirement Planning
  • Estate Planning
  • Pre and Post-Divorce Planning
  • College Planning
  • Risk Management
  • Tax Planning
  • Charitable Planning
  • Investment Management
  • Cash Flow Management
  • Retirement Planning
  • Estate Planning

 We are constantly keeping abreast of financial planning trends so that you don’t have to.
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 Your Trusted Advisors

We have over 35 years of experience.
All investment advisor representatives are required to hold the CERTIFIED FINANCIAL PLANNER™ designation.
As a fee-only investment manager, we are beholden to no one other than our clients. We are fiduciaries and legally obligated to put your best interests first. We are committed to providing unbiased financial advice and acting exclusively in the best interest of our clients. We are proud to adhere to the best practices and guidelines of The Institute for the Fiduciary Standard. To learn more about this professional code of conduct, visit our Resources page.